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Insurance and Financing Options Help You Meet Your Goals


According to the American Dental Association, cost is one of the top reasons why many adults do not visit the dentist. However, many are unaware that insurance coverage and dental financing options can assist with the cost of treatment. Dr. Bill Stofer and his helpful staff enjoy helping patients meet their dental goals, especially those who are nervous about financial barriers. Our Warsaw, IN, office accepts many insurance plans, offers flexible financing options, and has an on-site insurance coordinator available to help you arrange a treatment and payment plan that works for your budget. 

Man handing credit card to another woman

Financing options work similarly to credit cards, breaking total treatment cost into manageable monthly payments.

Insurance Overview

Dental insurance is a complex field to navigate on your own. Rather than forcing you to decipher your benefits, we provide assistance throughout every step of the process. 

Understanding Your Coverage

Your coverage will depend on your particular dental insurance plan. Some insurances only cover a small percentage of service fees, while others may cover up to 50 percent or more of your total cost. In general, the more you or employer pays for your premium, the better your coverage will be. Our insurance coordinator is available to help answer any questions regarding your coverage. 

Which Procedures Are Covered?

Typically, insurance companies will only cover the cost of restorative or preventive dentistry procedures. These include: 

Cosmetic or elective procedures are generally not covered by insurance. These include: 

Our insurance coordinator will explain whether your procedure is covered or not during your visit. We can also tailor your treatment plan to make it as affordable as possible. 

Do not let cost get in the way of important dental treatment. We accept insurance, work with third-party lenders, and provide in-house financing to help you meet your goals. 

We Work with Your Insurance 

Our practice understands how cumbersome it can be to deal with insurance. We perform insurance verification on your behalf on a complimentary basis. If you have to file a claim as a part of your coverage, we can also do this for you on a complimentary basis. 

Unless prior arrangements are made with our insurance coordinator, your co-pay and deductible will be collected at the time of your visit. 

Financing Options for Out-of-Pocket Costs

If you do not have dental insurance or are left with remaining out-of-pocket costs, this should not stop you from getting the dental treatment you need. We provide various financing options to cover out-of-pocket costs and fit your unique budget. 

CareCredit®

CareCredit is a third-party lender who provides flexible financing options for patients who need to pay for medical or dental treatment. Every year, the company helps millions of families get the treatments they need. Applying for CareCredit is simple: 

CareCredit logo

Once you are approved, CareCredit makes it easy to finance your treatment. They offer online payments, which will be paid directly to our practice through their website: 

CareCredit logo

In-House Financing

Our dental practice also offers in-house financing for most patients. If this option works best for you and your family, you can easily make payments online using our payment portal: 

Patient Pay Center logo

Meet Our Insurance Expert 

To better serve our patients, we have an insurance coordinator available at Dental Solutions. Tammi is an insurance Tammiexpert and loves helping our patients achieve their dental goals. When you visit our practice, you can speak with Tammi about your concerns, budget, and goals. Together with Dr. Stofer, she will arrange a treatment and financing plan that you are comfortable with and help you get the most insurance coverage. 

Contact Us with Questions

Do not let cost get in the way of important dental treatment. We accept insurance, work with third-party lenders, and provide in-house financing to help you meet your goals. To speak with Tammi about your insurance, contact us online or schedule a visit at (574) 269-1199.

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"I didn't have Bill S. This time. I had the new doctor and he did a great job. I would recommend him 100 times over! "

Dianna J.

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Warsaw Office

3505 N State Rd 15
Ste A
Warsaw, IN 46582

Open Today 7:30am - 4:30pm

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How Can We Help?